Who we help
Six kinds of business owners. Six income stories. One matcher.
Find your persona, then we’ll narrow you to the right Non-QM path. Every file is reviewed by an NMLS-licensed mortgage professional.
Borrower personas
Mortgage for an Established SMB Owner
You've run the same business for 8 years.
See if this fitsMortgage for a Startup Founder
You have $1.2M of vested stock.
See if this fitsMortgage for a Home Services Business Owner
Your HVAC company runs at $1.4M in revenue.
See if this fitsMortgage for a Dual-Income Household
One of you is a W-2 hospital nurse practitioner at $145K.
See if this fitsMortgage for a Business Owner Building a Rental Portfolio
You run a successful operating business — a restaurant, a contracting firm, a clinic — and you're using the cash flow to acquire rental property.
See if this fitsMortgage for a 1099 Independent Contractor
You're a top-25% real estate agent in your market.
See if this fitsDon’t see yours?
The matcher takes any income story in five questions. If we can underwrite your file, the result tells you which path fits.
Take the 60-second check-in
Sunrise Lending · Morty, Inc. · NMLS #1429243 · Licensed in Michigan · Equal Housing Opportunity. Matching rules are written and reviewed by licensed mortgage professionals. Loan decisions are made by licensed mortgage professionals. See footer for originator details.