Tools
Mortgage calculators
Calculators built specifically for the way business owners and investors qualify for mortgages. Run the numbers before you talk to anyone.
- Investor tool
DSCR Calculator
Calculate the Debt-Service Coverage Ratio for any investment property. Enter rent and PITIA to see if the property qualifies on its own cash flow.
Open calculator - Business owner tool
Bank Statement Income Calculator
Estimate the qualifying income a bank statement loan assigns to your business deposits. Adjustable expense factor with CPA letter modeling.
Open calculator - Buyer tool
Home Affordability Calculator
Estimate the maximum home price your income supports using a standard 43% back-end DTI approach. Works backward from income, debts, and down payment to a price range.
Open calculator - Refinance tool
Refinance Savings Calculator
See your new monthly payment, monthly savings, and break-even point on a refinance. Find out how long it takes for the savings to outrun your closing costs.
Open calculator - Equity tool
Home Equity Calculator
Estimate your total equity, max borrowable amount at a chosen LTV, and tappable equity. Size up a cash-out refinance or second lien before you apply.
Open calculator
Not sure which calculator to use?
Take the 60-second check-in. The matcher identifies your loan program and shows you the relevant calculator alongside your result.
Sunrise Lending · Equal Housing Opportunity. Matching rules are written and reviewed by licensed mortgage professionals. All loan decisions are made by licensed mortgage professionals. Not a commitment to lend. Loan approval subject to underwriting guidelines. This is not financial advice.